When it comes to estate planning, most people think it’s just about creating documents. This comparison looks at how Gentreo and Fabric approach estate planning—and what that means for you and your family. But in reality, it’s about something much bigger—making sure your family can access, understand, and use your plan when it matters most.

That’s where Gentreo is different.

What Gentreo Offers: A Complete Estate Planning System

Gentreo is designed to help you do more than just create a will. It provides a complete, easy-to-use system to create, organize, store, and share your estate plan throughout your life—and support you through major life moments.

Here’s what you get with Gentreo:

Estate Planning Documents

• Last will and testament
• Living trust and joint living trust
• Financial power of attorney (durable or limited)
• Medical power of attorney (also known as a Health Care Proxy)
  • Healthcare directive
  • Living will
  • HIPAA authorization
• Pet trust
• Pet power of attorney

Digital Family Vault

• Securely store documents and important information
• Keep everything organized in one place
• Access anytime, from anywhere there is internet access

Family Sharing

• Share documents with trusted individuals
• Give access to executors, family members, or agents
• Allow viewing and downloading—but not editing

Instant Access Button

• Quickly access documents shared with you—right from your phone
• Find critical information when you need it most
• Avoid searching through emails or paperwork in urgent moments

Free Technical Coaches

• Get help using the platform
• Ask questions about how to set things up

Ongoing Updates

• Update your documents anytime your membership is current
• Keep your plan current as life changes
• No need to start over

Life Milestone Planning & Partner Connections

Gentreo goes beyond estate planning by helping you navigate important life milestones.

Through Gentreo, you can connect to trusted partners who can help with services related to:

• Having a baby
• Getting married or divorced
• Caring for aging parents
• Travel and major life events
• End-of-life planning and honoring your legacy

This means Gentreo is not just a place to store documents—it’s a platform designed to support you through life’s biggest moments.

Simple, Transparent Pricing

• One clear price
• Everything included

How Fabric Works

Fabric by Gerber Life, https://meetfabric.com/, is a digital platform focused on helping families with financial protection, particularly through life insurance and basic estate planning tools.

Fabric’s estate planning offering is designed to complement its insurance products, making it especially appealing to young families looking to set up a simple will while also securing life insurance coverage.

Fabric Estate Planning: What’s Included

Fabric offers a free online will, which typically includes:

• Last will and testament
• Guardianship designation for children
• Basic distribution of assets

Fabric also offers:

• Life insurance policies through Gerber Life
• Financial tools for families
• Simple account management

Fabric’s will is:

• State-specific
• Designed for straightforward estate planning needs
• Created through a guided online process

Key Differences That Matter

1. Insurance-Focused vs. Full Estate Planning System

Fabric is built around life insurance first, with estate planning as an added feature.

Fabric:

• Focuses on life insurance and financial protection
• Offers a free will as part of its platform
• Designed primarily for young families

Gentreo:

• Focused entirely on estate and life planning
• Not tied to insurance products
• Built as a complete, independent planning system

2. Estate Planning vs. Life Milestone Planning

Fabric helps you get started.

Gentreo helps you navigate your life.

Fabric:

• Focused on creating a basic will
• Designed for early-stage planning
• Limited beyond initial setup

Gentreo:

• Built around Life Milestones
• Helps you take action during key life events like:
  • Having a baby
  • Getting married or divorced
  • Caring for aging parents
  • Travel
  • End-of-life planning

Most people don’t think about estate planning until something happens.

Gentreo is built for those moments.

3. Organization and Real-Life Access

Gentreo is designed to solve a major real-world problem:

Families often can’t find important documents when they need them.

With Gentreo:

• Everything is stored in the Digital Family Vault
• Shared with the right people
• Accessible when it matters most

With Fabric:

• Documents are created and downloaded
• No full digital vault system
• No structured family sharing tools

4. Depth of Planning

Gentreo provides a more complete planning experience:

• Living trusts (including joint trusts)
• Pet trust and pet power of attorney
• Full healthcare and legal documents
• Flexible financial power of attorney options

Fabric focuses on:

• Basic will creation
• Guardianship planning
• Limited estate planning tools

5. Support Experience

Gentreo:

• Free technical coaches
• Guidance throughout the process

Fabric:

• Self-guided platform
• Customer support focused on insurance and account services

6. Ongoing Planning

Fabric:

• Allows updates to your will
• Not designed as a full ongoing planning system

Gentreo:

• Designed for continuous updates
• Built for long-term life changes

Estate planning isn’t a moment—it’s a lifetime of decisions.

Most platforms help you create documents once.

Gentreo helps you navigate life as it changes.

Gentreo vs. Fabric

Why This Decision Matters

Estate planning is not just about creating documents.

It’s about:

• Keeping them updated
• Making sure they’re accessible
• Helping your family know what to do

Which One Should You Choose?

Choose Fabric if you:

• Want a free will
• Are primarily focused on life insurance
• Have a simple estate
• Are just getting started

Choose Gentreo if you:

• Want a complete estate planning system
• Need to organize and store everything in one place
• Want to share your plan with family
• Want support through life’s major life milestones
• Expect your life—and your plan—to change over time

The Bottom Line: Gentreo vs. Fabric

Fabric focuses on life insurance and offers a free will as part of its platform for families just getting started.

Gentreo is built to help you create, organize, update, and share your entire estate plan while supporting you through life’s biggest moments.

Start Your Estate Plan Today

Don’t just create documents—create a plan your family can actually use.

With Gentreo, everything is organized, accessible, and ready when it matters most.