A living trust keeps your assets out of court, protects your family’s privacy, and gives you full control while you’re alive. Set yours up from the comfort of home.
A revocable living trust is a legal document you create during your lifetime. You transfer ownership of your assets (your home, bank accounts, and investments) into the trust. You stay in full control as the trustee, managing everything exactly like you do today.
It’s called “living” because you set it up while you’re alive, and “revocable” because you can change or cancel it whenever you want. You can buy, sell, and manage your assets the same way you always have.
The key difference? When you pass away, everything in the trust goes directly to your beneficiaries, without going through probate court. That means no costly legal fees, no months of waiting, and no public record of your family’s finances.
Unlike a will, which becomes public during probate, a trust keeps your family’s financial details completely private.
Key benefits
Bypasses probate court entirely
Keeps your estate completely private
Change or cancel it anytime
You stay in full control as trustee
When does a trust make sense?
A trust isn't just for the wealthy. If any of these apply to you, a living trust could save your family time, money, and stress.
HOMEOWNERS
Buying a Home
Once you own property, a trust keeps it out of probate and transfers it to your family instantly. No court hearings, no delays.
If your assets are growing, a trust protects them from court fees, delays, and public record. Your wealth stays in your family, not in the legal system.
As you approach retirement, a trust ensures your savings go to your family, not to lawyers and courts. Protect the nest egg you worked a lifetime to build.
Tell us about your family, your assets, and how you want things handled. Our guided process makes it simple. No legal jargon.
2
We build your trust
Our platform generates your revocable living trust, customized to your state’s laws and designed by our legal team.
3
Sign, fund, and you're done
Print your documents, sign with a notary, and transfer your assets into the trust. We walk you through every step.
What your living trust includes.
Everything you need to avoid probate and protect your family.
Real estate
Transfer your home and any other property into the trust so it passes directly to your beneficiaries. No probate required.
Bank & investment accounts
Include checking, savings, brokerage, and CD accounts so your family can access funds without court delays.
Business interests
Protect your ownership stake in a business and ensure a smooth transition to your chosen successor.
Personal property
Assign vehicles, valuables, and sentimental items to specific people using a simple assignment document.
Successor trustee
Name the person who will manage your trust if you become incapacitated or after you pass away.
Pour-over will
A built-in safety net that catches any assets not transferred into your trust during your lifetime.
How to fund your trust
Creating your trust is step one. Funding it means transferring ownership of your assets into the trust, and it’s easier than you think.
Real estate
Transfer the deed on your home or property into the trust's name. We provide instructions for your county recorder's office.
Bank accounts
Visit your bank and retitle your checking, savings, or CD accounts in the name of your trust.
Investment & retirement accounts
Update the ownership or beneficiary designations on brokerage accounts, IRAs, and 401(k)s.
Personal property
Assign vehicles, valuables, and other personal assets to the trust using an assignment document (included with your plan).
What if I miss something?
That's what your pour-over will is for. Any assets not transferred into your trust during your lifetime will be "poured over" into it after your death, so nothing falls through the cracks.
Included with every trust
Your safety net: the pour-over will
When you create a trust with Gentreo, you also get a pour-over will, automatically. It’s your built-in safety net.
A pour-over will catches any assets that weren’t transferred into your trust during your lifetime. When you pass away, it directs those remaining assets into your trust so they’re distributed according to your wishes.
Without a pour-over will, any assets outside your trust would be handled by state law, not by your plan.
With Gentreo, both documents are created together from a single guided process, so you’re covered from every angle.
How it works
Assets outside your trust
Anything not yet transferred
Pour-over will
Catches & redirects them
Into your trust
Everything consolidated
Distributed to beneficiaries
According to your wishes
Trust vs. will: what's the difference?
A will and a trust work together, but they do very different things.
.
Will
Trust
Trust
Yes, goes through court
No, bypasses probate entirely
Privacy
Public record
Private, never filed with the court
When it takes effect
Only after death
While you're alive and after death
Real estate
Goes through court to transfer
Transfers instantly to beneficiaries
Cost of NOT having one
State decides who gets your assets
Family pays court fees + waits months/years
Control over timing
Assets distributed at once
You set conditions (age, milestones, etc.)
With Gentreo, you get both a trust and a pour-over will, so you're covered from every angle.
Why 100,000+ families trust Gentreo
Lawyer-designed documents
Your trust is built using lawyer-designed templates customized to your state's requirements. The same legal quality you'd get from a law firm, at a fraction of the cost.
Guided process, no legal jargon
We walk you through every question in plain English. No confusing legal terms, no guesswork. If you can fill out an online form, you can create your trust.
Everything's included
Your trust, pour-over will, power of attorney, health care proxy, and pet documents, all for one price. No surprise fees, no per-document charges.
All-inclusive estate planning
$150 / first year
Then just $50/year to keep everything current.
Revocable Living Trust
Pour-over Will
Power of Attorney
Health Care Proxy
Pet documents
Digital Family Vault
Unlimited updates
Store, access, and share your documents securely from your Digital Family Vault, included with every plan.
If any of these apply to you, a trust could save your family time, money, and stress. A living trust works alongside your will to give your family the most complete protection possible.
Your Gentreo plan includes both a trust and a pour-over will, plus power of attorney and health care proxy, for one price.
I have savings or investment accounts over $50,000
I want my family to avoid probate court
I want to keep my estate private (not public record)
I have children and want to control when they inherit
I own property in more than one state
I want to protect assets if I become incapacitated
I have a blended family or complex family situation
"Setting up our living trust was so much easier than we expected. The step-by-step process made it simple."
"I was quoted $3,000 by a lawyer for a trust. Gentreo did it for a fraction of the cost."
"I love that I can update my trust anytime without paying another legal fee."
"We set up our trust after buying our first house. Best decision we ever made."
"The whole family plan is incredible. Trust, will, power of attorney, everything in one place."
"I'd been putting off our estate plan for years. Gentreo made it so easy there was no excuse left."
Frequently asked questions
A revocable living trust is a legal document you create during your lifetime to hold your assets. It's "living" because you create it while alive, and "revocable" because you can change or cancel it at any time. When you pass away, assets in your trust go directly to your beneficiaries without probate.
A will and a trust serve different purposes. A will goes through probate court, which is public, can be expensive, and takes months. A trust bypasses probate entirely, keeps your estate private, and lets you control how and when beneficiaries receive assets. Many people benefit from having both, which is why Gentreo includes a pour-over will with every trust.
Funding means transferring ownership of your assets into the trust. For real estate, you transfer the deed. For bank accounts, you retitle them in the trust's name. Gentreo provides step-by-step instructions for funding after you create your trust. Any assets you miss are caught by your pour-over will.
A pour-over will is a safety net. It directs any assets that weren't placed in your trust during your lifetime to "pour over" into the trust after your death. This ensures everything is distributed according to your plan. Gentreo creates your pour-over will automatically as part of the trust process.
Yes. Because it's revocable, you can update your trust anytime: add or remove beneficiaries, change trustees, or modify terms. With Gentreo, updates are included in your plan at no extra cost.
No. If you own a home, have savings or retirement accounts, or simply want to avoid probate, a trust can benefit you. It's about protecting your family from unnecessary court proceedings, delays, and fees, regardless of the size of your estate.
An unfunded trust is essentially an empty container. It only controls assets that have been transferred into it. Any assets left outside the trust will go through probate (or be handled by your pour-over will). That's why funding is an important step after creating your trust.
Gentreo's documents are built on lawyer-designed, state-specific templates customized to your state's legal requirements. You complete the guided process, print your documents, and sign them with a notary, the same way you would with a lawyer-drafted trust.
Yes. Many couples use a joint revocable trust to manage shared assets. Gentreo's guided process supports both individual and joint trusts.
Every Gentreo plan includes access to the Digital Family Vault, a secure, encrypted space where you can store your trust and all related documents. You can grant view-only access to trusted family members, your trustee, or your attorney so they can find what they need in an emergency.
Protect your family from probate, starting today.
Create your living trust from the comfort of home. Designed by lawyers. Legally binding in your state.